There are lots of biz policies out there and I found the best deals with Weaver Bros. Insurance rep Paul McGonagle. I’ve got 1 million dollar liability coverage, $25,000 worth of gear and overseas coverage for under $700. (I think its silly to keep these things a big secret on what kind of deal you struck so if you found something better let me know.)
He’s a great guy and getting used to photographers since I keep sending him folks. They also got me a check for my broken laptop in a week and would have sent a replacement if I had asked.
Call him up and tell him I sent you! 301.986.4400